The Federal Reserve meets on September 17, 2025, and the real estate market is watching closely. With mortgage rates near an 11-month low, the Fed’s decision could shape how affordable homes are and where home values in 2025 head next.

Why Buyers Should Pay Attention
If the Fed cuts rates, it could spark a wave of buyer activity, similar to a Black Friday rush. Lower mortgage rates mean more purchasing power. A buyer who qualified for $450,000 a year ago may now be able to stretch into the $500,000 range without increasing their monthly payment. That’s a game changer in neighborhoods where competition has been tight.Even if the Fed holds steady, today’s rates are already more favorable than they were for much of last year. Buyers who wait for headlines may miss out on opportunities that exist right now.

Key buyer takeaway: This could be your window to lock in affordability before demand spikes.

What Sellers Need to Know
For homeowners considering a move, the Fed meeting could also influence pricing strategies. If rates drop and more buyers flood the market, homes may sell faster and closer to list price. If rates climb, affordability will tighten, making correct pricing and strong marketing essential.Homes that sit on the market for over 120 days often face price reductions. That’s why pairing the right pricing strategy with professional marketing—high-quality photography, video tours, staging, and social media exposure—is critical.

Key seller takeaway: Don’t wait for the Fed to decide your move. The best listings are prepared before the headlines break.

Should You Buy or Sell Now?
The smartest clients aren’t waiting until after September 17. They’re planning now—positioning themselves to act before the crowd. Whether you’re a first-time buyer wondering “should I buy a house now?” or a homeowner asking “is now a good time to sell my house?”, the answer depends on your timing, goals, and preparation.As a top-producing Atlanta real estate broker with years of experience navigating changing interest rate environments, I help my clients understand not just the numbers, but the strategy behind the move.

Final Thought
Markets move on anticipation, not reaction. By the time the Fed announces its decision, the sharpest buyers and sellers will already be ahead of the curve.

 If you want to know how this Fed meeting could impact your next move, let’s connect. Whether buying or selling, I’ll help you put a plan in place to take advantage of today’s opportunities.